Insurance Requirements

Tenants are required to keep on file with the Management Office a current Certificate of Insurance evidencing sufficient coverage to satisfy the terms of their lease. The insurer must be admitted and licensed and the Certificate must contain a provision that coverage will not be canceled or non-renewed without a thirty (30) days prior written notice to the Owner.

When tenant work is to be done by contractors in the building, the tenant authorizing such work shall be responsible for including in the contract for such work the following insurance and indemnity requirements to the extent that they are applicable. Insurance certificates must be received prior to construction/service. All certificates shall name the Landlord as the certificate holder. Please contact the Management Office for detailed specifications.

Each contractor and each subcontractor shall, until the completion of the tenant work in question, procure and maintain at its expense, the insurance coverage with companies acceptable to landlord limits requested by the Management Office. To follow please find a sample of such requirements, which vary by trade. Please contact the Management Office for specifications applicable to your project.

Worker’s Compensation (Including coverage for Occupational Disease)	Limit of Liability Statutory Benefits
Employer’s Liability	$500,000
Comprehensive General Liability  (Including Broad Form Comprehensive Liability Enhancement, Contractual Liability assumes by the contractor and the tenant under article 15.3 of the Lease and Completed  Operations coverage)
Bodily Injury and Property Damage Comprehensive Automobile Liability (Including coverage for Hired and Non –Owned Automobiles)	Limit of Liability $2,000,000 combined single limit
Bodily Injury and Property Damage	Limit of Liability $1,000,000 per occurrence
Umbrella Liability	Limit of Liability $5,000,000 per occurrence

Notes: Completed certificates must be received before work can commence.